When it comes to setting #careergoals, most people do it when they’re in a certain mindset, such as around the beginning of the year along with their New Year’s resolutions or after a promotion. And having goals are important – research indicates that people who have clear goals are 14.2% more likely to feel inspired at work, are more persistent in pursuing achievements and are better able to focus on what truly matters. But over time, things happen – either in your workplace or your industry as a whole, which can make you rethink these goals as they might no longer align with your plans or where you see yourself in five years.

Instead of writing them off completely, it can be worth re-examining to see if any of them are still relevant to your journey up the proverbial ladder, or replacing them with ones that apply to where you’re at and keep you motivated. Here’s how to clarify your work goals to see if they still speak to you or whether it’s time to replace them.

Establish what your current values are

Just like your career goals, as you grow as a person and have you core experience, your core values can also change. When you set goals around work, you may have been in a different phase of life than you are now. Ask yourself what matters to you today, whether that’s flexibility, financial stability, creativity or impact. Because if your work

Be aware of your emotional response

When you think about your goals, how do they make you feel? This is a good way to assess whether they are going to be a good source of motivation or not.

Gut feelings shouldn’t be ignored! If you feel consistent dread, procrastination or even indifference, this can signal that a goal no longer resonates and that it no longer matters to you. You should be feeling enthusiastic about reaching your goal rather than being despondent.

Evaluate whether the goals fit your lifestyle

If you made your goals when you were just starting out in your career then you will most likely need to change, or at least update, them to reflect your current lifestyle. You may have new responsibilities, priorities or even energy levels, so an old goal may no longer feel possible or sustainable. If your lifestyle and your goals conflict, then it may be time to reassess.

Look at your progress in an honest way

Remember: Not progressing the way you thought you would in your career is not a sign of failure. Instead, it could actually be a sign of misalignment. Be honest with yourself about why you are stagnating, whether it’s a skills gap, a lack of resources or simply a lack of desire. Doing some real reflecting on this aspect of your career can help you to establish if a challenge is worth pushing through or if it’s time for the goal to be released and replaced.

What is the ‘why’ behind your goals?

A good way to check if a goal is worth striving towards is by figuring out why you set it in the first place. Was it driven by sincere passion or external pressure, such as societal norms, family expectations or comparison? If your ‘why’ doesn’t feel meaningful, the goal probably isn’t either so it can be removed from the list and replaced with something that ignites and spurs you forward.

@apexclass

Consider who is that you are becoming

Your goals might be stuck in the past and holding you back when what really matters is who you are becoming and the future that you want to build for yourself. Think about who you envision yourself to be in the years to come and consider what you think your priorities, lifestyle and mindset might be. Then, ask yourself if your current goals move you closer to these things or whether they will get in the way.

Out with the old, in with the new

So some of your career goals are outdated and need to be replaced – how do you do that?

The trick to setting goals that work for you begins with having clarity. Reflect on what matters to you, then you can come up with goals that feel both meaningful and realistic. Break them into small, achievable steps and keep them flexible. Check in regularly and adjust them as you grow. Success isn’t about sticking to plans rigidly, but rather creating new ones that actually fit with your life.

@thrivesmartlife

Words by Hellen Wallace

Photographs: Pexels

The post Are your career goals still relevant? appeared first on TFG Media.

Let’s face it: paying taxes is a ‘grudge’ transaction, parting with your hard-earned money. 

But it’s not optional, so why not learn to breeze through it. Tax season officially kicks off in July, and for many it can feel bewildering. People fall into three categories: the anxious filers, the procrastinators and the forward-thinkers. The difference is preparation. 

What does tax filing mean for you? 

This is a set period every year when citizens review their income, track expenses and submit their tax returns to the South African Revenue Service (SARS). A tax return should accurately outline your full financial picture for the previous year – what you earned, your assets and investments, and expenses you can claim back on. Staying compliant avoids penalties and helps you maintain a healthy financial record. Note that anyone under 65 who earns less than R95 750 a year is exempt from paying tax. 

@davronchanderdeo Top 5 Reasons you should not skip on filing your tax returns every year regardless. 💭 Follow me for more Finance related Tips and Tax Hacking 🧞‍♂️ #finance #financetips #taxes #taxseason #southafrica ♬ original sound – Davron Chanderdeo | CA(SA)

3 practical ways for a stress-free tax submission 

Filing your taxes seems like just another burden to add to an already busy life. But don’t wait until the last minute. There are ways you can stay one step ahead. 

Track tax deductions as they happen

A stress-free tax season is about small, consistent habits that save you time and hassle later. If you wait until tax season, you’re likely to forget about all your financial transactions of the past year. Keep a record (and receipts) of all your income and claimable expenses (see ‘It’s the little things’, right). 

Create a dedicated folder for your tax documents

This might sound basic but it makes the world of difference during tax season, keeping all relevant documents in one place. “The golden rule is that if you can’t prove it, you can’t claim it. Financial records are crucial when doing your taxes,” says financial administrator Nelisa Shabalala. From bank statements and medical expenses to receipts and travel logbooks, you’ll know exactly where to look and are less likely to forget important info. Missing documents can complicate your submission, cause you to miss out on a rebate and lead to delays and penalties. 

Speak to an expert

 “Doing your taxes can be complicated, and I’d advise anyone to consult a tax practitioner, especially if you have multiple income streams or are a freelancer, to keep track of different exemptions,” says Nelisa. It will save you time, mental energy and stress. If you’re uncertain about deductions or struggling to get it all done on your own within the deadline, speaking to a professional is the way to go. It’s a small price to pay for being compliant, avoiding penalties and possibly even getting a rebate. 

@yethuj #taxseason2025 #taxpractitioners #southafricantax ♬ original sound – Yethu- The Tax Lady

It’s the little things 

A lack of awareness is the biggest reason people miss out on tax deductions. Taxes are not something generally spoken about – as Nelisa says: “You just come across it one day in adulthood and you’re expected to file your taxes like a pro!” Because people often feel overwhelmed filing a tax return, they under-claim or don’t claim at all. It’s easy to overlook costs that you don’t realise qualify. The quiet costs of doing your job add up over time; they’re often small expenses that don’t feel significant in the moment. 

Home-office costs: From small things like stationery to your desk and chair, electricity bill, internet, phone, rates and rent – all count. 

 Wear and tear: If you use your personal cellphone or laptop (a lot) for work, you can claim for this. 

Travel-related expenses: If you use your personal vehicle for work purposes (not just getting to/from work), you can claim part of the costs. 

 Retirement savings are tax deductible, as are donations to charity. 

It’s all about complying and filing, doublechecking figures and knowing what’s allowed. The truth is that tax does not have to be stressful. Every deduction and opportunity to claim is a chance to be smart and strategic about your money.  

Words: Mbali Zangqa  

Photos: Pexels  

Text Courtesy of Jet Club Magazine  

The post Tax season doesn’t have to be hard — do it your way appeared first on TFG Media.

Financial security often begins with everyday decisions. Budgeting, saving and spending patterns shape the way people approach the larger financial commitments in life. However, for men and women there is often a difference in financial behaviour and financial wellness. In the past, men were the sole providers or they brought in the lion’s share of the money. But this is changing. 

According to Raazia Ganie, executive head of investments at advisory firm NMG Benefits, the role women play in financial decision-making is shifting “We’re seeing that they are increasingly the decision-makers in their households. This makes it more important than ever for women to be financially literate and empowered.” 

The same differences appear in long-term wealth planning. Landi notes that men often gravitate towards growth-oriented or aggressive allocations at an earlier age, while women prioritise steady growth and capital preservation, especially around major life events like having children. 

Decision-making drivers also vary. 

“Men might focus on potential gains and market momentum; women may emphasise fee sensitivity, transparency and alignment with values (for example, ethical investing) or family goals.” 

Planning for the future brings another dimension to these differences. “Women often adopt more conservative withdrawal strategies and are more meticulous about retirement planning and Insurance alignment.” 

Worth the risk?  

Differences in financial choices often appear in how individuals approach risk. Managing partner at Accountants on Point, Landi Khumalo, states that gender patterns in financial behaviour reflect broader economic and social conditions. 

“Men are often more inclined towards higher-risk, higher-reward financial moves, while women tend to lean towards cautious, risk-averse strategies. In South Africa, these patterns can be further influenced by labour market security, financial education and household responsibilities.” 

These tendencies have an influence on investment choices. “Men might be quicker to engage with stock market volatility, specialised funds or higher-leverage investment products, whereas women tend to prefer diversified, long-term growth with clearer risk controls,” adds Landi. 

What’s needed to level the playing field for men and women?  

Inclusive financial education that supports diverse preferences, encourages diversification and improves access to advice.  

Secure, user-friendly digital tools for both new and experienced investors, emphasising scam awareness, password hygiene and two-factor authentication. 

Personalised financial planning prioritised over broad generalisations, recognising that risk tolerance varies by income, debt and goals. 

Financial priorities also reflect different concerns within families. “Women may prioritise emergency buffers, education for children, healthcare and retirement funding. Men may place more emphasis on investment opportunities, status-related purchases or larger discretionary spends.” 

Balancing security and flexibility is another factor influencing financial decisions. 

“There’s often a tension between wanting security with savings and insurance, and a desire for flexibility, availability of credit and accessible investments. Context-specific factors such as cost of living, unemployment risk and housing costs strongly influence these choices,” says Lindi. 

The Gender Pay gap  

Recent data provides further insight into financial behaviour across genders. The 2024 Nedbank Financial Health Monitor shows women currently outperform men in overall financial wellness. The key findings showed women have a financial health score of 57.5, while men’s is 53.7. The gender gap widened from 0.9 points in 2023 to 3.8 points in 2024. 

These stats may be the reason behind the recent rise in wealth-building. Building wealth does not start with complex investment strategies, especially for women. 

Investing itself has become easier to access. Digital platforms and bank-linked applications allow people to start investing with small amounts. “You don’t need thousands upfront. Small, consistent investments compound over time, and grow quietly in the background,” says Raazia. 

Futuristic Financial Shift   

Digital finance has added another layer to how people manage money. Online banking, digital payments and investing platforms are now widely used across all demographics. 

Lindi notes that behaviour online can also show subtle differences. “Many people, regardless of gender, are increasingly engaging with digital finance tools, but some studies show women are more conservative about taking financial actions online, while men may experiment more with a wider range of digital services.” 

“Preferences for financial platforms also vary. Women prefer user-friendly interfaces, transparent fees and customer support, whereas men prioritise advanced features, analytics and speed of execution.” 

As financial tools become more accessible and financial roles within households evolve, these behavioural patterns will shift. But the fundamentals remain grounded in practical decisions around budgeting, saving, investing and planning for the future. 

As Raazia advises: “Build your financial foundation first and then you can enjoy life’s luxuries. When your debts are paid off and you’re investing regularly in your future, you and your family can live without stressing about what’s to come. That’s the real power of investing as a woman today.” 

@ohh_aishaTop lessons from my journey. Learning about money and financial responsibility gave me a level of stability, peace of mind and safety I wish for everyone.

♬ original sound – Aisha M.

Words: Viwe Ndongeni-Ntlebi 
Photography: Gallo/Getty images 

The post Do men and women think about cash differently? appeared first on TFG Media.

For the gamer: Xbox Wireless 2.0 Black Headset 

When your dad wants to escape into the world of gaming, these headphones are ideal. Lightweight and comfortable, they deliver crystal-clear audio with auto-mute and voice isolation. With up to 20 hours of battery life, these headphones are ideal for long gaming sessions. 

Price: R 2,499.95 

For the on-the-go dad: Supa Fly 10000mAh PD 22.5W Power Bank 

For the dad who’s always on the move and needs his devices fully charged, the Supa Fly 10000mAh Power Bank keeps phones and gadgets powered up. Its smooth design looks great anywhere, making it perfect for any adventure. 

Price: R 399 

For the fitness fundi: Tempo Pulse Stainless Steel Smart Ring 

If your dad prefers tracking his steps (minus a bulky fitness watch), this smart ring is a great fit. It monitors fitness, heart rate, blood oxygen, and sleep – all in a sleek, discreet design. 

Price: R 899 

For the coffee-lover: Bosch Coffee Grinder Black 

For dads who love a fresh brew, the Bosch Coffee Grinder Black lets them grind coffee beans at home, bringing a personal touch to their morning routine. Give your dad the gift of a perfect cup every morning. 

Price: R 649 

For the music lover: JBL Go Essential 2 Portable Bluetooth Speaker 

For dads who love music at any gathering, this Bluetooth speaker delivers clear sound wherever they go. Compact, waterproof, and dustproof, it’s great for outdoor adventures. 

Price: R 699 

Photography: Pexels

The post Tech gifts you’ll love appeared first on TFG Media.

Making the decision to get a new job after a long break – whether you took time off to spend with your kids or newborn baby, to travel the world or improve your mental health – can be daunting, especially in the competitive job market we’re currently experiencing.  

Work on your mindset first  

The first step to success is rewiring your brain and reminding yourself that you do possess the skills needed to hit the ground running, even if you feel like you’re not good enough or you’ve fallen behind. 

“Imposter syndrome is about how we perceive ourselves in relation to others, and it connects to the expectations from ourselves, others and society that have been internalised over the years,” explains Charlotte Moore, a counselling psychologist practising at Netcare Akeso Parktown. Charlotte says the first step to identifying (and then managing) imposter syndrome is to notice the negative thoughts that are arising automatically, and to work on reframing these into more positive thoughts. 

 She highlights the importance of finding a safe space. “Find a person whose feedback you trust – and do some perception versus reality testing with them, so that they can help you with seeing where your thoughts are grounded in facts, and where they are just your perception of your reality.  

“It’s also helpful to notice changes in your behaviour, where you may be declining opportunities due to a fear of failure or being seen as incompetent, withdrawing from others and experiencing symptoms of anxiety and depression. Consider professional mental-health support if you are concerned that imposter syndrome is threatening to impact your functioning in any area of life.” 

The language that you use as part of your internal dialogue matters, she adds. And this can be reflected in how you market yourself to potential employers. Cape-based HR manager Ané Schoeman says there are ways to reframe your career gap as a strength when seeking job opportunities. 

“I believe that honesty speaks volumes. Instead of leaving a blank space in your CV, rather put a short summary in that timeframe to indicate the reason for the gap,” she says. 

Olivia Moodley, an HR director, says that her own career gap resulted in growth – and that these gaps can be valuable in the workplace. “As a mom, I learned time management, patience, problem-solving and clear, focusing on skills and achievements and multi-tasking every day,” she says. 

Feeling mom guilt?  

If you’re struggling with the idea of leaving your baby with a caregiver or at crèche when you head back to work, there are ways to manage these feelings of guilt. 

• Remember that you are both an individual and a mother – and these identities can co-exist. Focus on what you can control, set clear boundaries around your time, and manage expectations at home and at work. 

• One of the biggest elements within your control is the nature and quality of the time you spend with your child when you’re not at work. 

• Accept that you have changed because motherhood changes us. Fully accepting this change is crucial for letting go of the pressure you place on yourself and opening up space for this changed self to flourish. 

Build your skillset  

If you feel out of touch with what’s happening in your industry, it’s always a good idea to upskill yourself – and this doesn’t have to break the bank. Start by reconnecting with former colleagues. In addition to finding out about any available roles at the company they work for, also ask what they think you could do to stand out in the competitive and evolving job market. “Join networking groups on Facebook, professional groups and connect with people on LinkedIn,” adds Ané.  

Then, make your learning official. “Start small. Free or low-cost online courses, YouTube, podcasts and short certifications help a lot,” says Olivia. Ané agrees, pointing out that there are many free courses and content available online, books in bookstores and libraries, and you can even re-read your original study material if it’s available.  

Tips for updating your CV 

Olivia advises that your keep your CV short and clear, focusing on skills and achievements, rather than placing an emphasis on dates. “On LinkedIn, a confident summary matters more than a perfect timeline,” she says, adding that it’s beneficial to include any volunteering, part-time work, courses or personal projects you’ve completed during your career hiatus.  

Ané echoes this advice, saying, “Let your CV speak to the new you, with confidence and professionalism. Indicate whether you have done anything during your break that will benefit your re-entry into the workplace.” 

When it comes to AI, Olivia says it can help with CVs, cover letters and job searches, but it shouldn’t replace your own voice. Rather than depending fully on ChatGPT and apps, she says to use them as an added support system in your job search. 

“Never let AI be the final ‘designer’ or ‘writer’ when it comes to compiling a CV or writing summaries. Make sure that it still reflects you,” adds Ané. “I don’t mind getting CVs where AI was used, as long as I can see the person on the other end – AI should make the application better, not replace the original person.” 

Finding flexible opportunities  

If it’s a part-time, hybrid or flexible role you’re looking for, filter your job searches accordingly and be honest about your needs when being interviewed. 

If you’re looking to gain more flexibility in a role you’ve already signed up for, Olivia suggests being honest but smart about your timing. “I’d first show my value and skills, then talk about flexibility,” she says. 

According to Ané, “both parties – hirer and jobseeker – should be open about their expectations, but in the majority of situations you must be open to compromise and show adaptability and resourcefulness to seek solutions. 

“If you are in a position to pick and choose, then don’t settle for a company or position that does not align with your values and needs… it probably won’t change,” she says. Most important of all is to choose a role that truly supports your priorities.
 

Words: Shani Tsai
Photos: Gallo/Getty Images

Also read: Tips for fuel career ambitions 

The post How to reclaim your career after a break appeared first on TFG Media.

So… It’s the start of a new week and the team is getting ready for a brainstorming session. They’re fully prepared, with high energy and ideas jotted down. But Tammy, who usually always volunteers to share first, has gone quiet in the last few sessions. She is not attending ‘optional’ meetings and is saying no to projects she used to enjoy. She hasn’t resigned, hasn’t said anything specifically, but mentally she seems, well, uninterested. 

This slow fade has a name: micro-quitting (also known as ‘quiet cracking’). Different to quiet quitting, which is about doing only what must be done to hang on to a job, micro-quitting (which can be a precursor to quiet quitting) is more difficult to spot.  

“Micro-quitting is the gradual, often unnoticed behaviour that shows an employee is emotionally checked out,” says Zulfa George, a talent acquisition specialist with more than a decade’s worth of experience in HR. “It happens in small steps. Employees lose interest, stop collaborating or mentally withdraw while still being physically present.” There’s no dramatic exit or big argument. Instead, it shows up in small ways. “Early signs include putting in less effort, attending meetings less, responding more slowly to messages, losing their sense of curiosity and shifting from proactive to reactive behaviour,” says Zulfa.  

@motivationalgrass #quietquitting #newgeneration #simonsinek #genzthings #genz #job ♬ original sound – Motivational Viral TV – Motivational Grass

Alone, these little changes are easy to excuse. Maybe Tammy is tired or the week has been busy… However, when these behaviours persist, it creates a wider problem. The whole team’s energy drops. Ideas dry up. And office morale quietly suffers.  

Why do employees start pulling back?

In some cases, it’s about self-protection. “Disengagement often starts when people feel stuck, overlooked or exhausted,” Zulfa explains. “Many don’t quit right away because of money, loyalty or hope that things will get better. So they pull back in order to cope.”  

Employees who feel overlooked and unheard or, on the opposite end of the spectrum, micro-managed, are more prone to micro-quitting. Recognition plays a big role as well.  

@ginnyleads 📣 Time to invest in your people! 💼 According to McKinsey, uncaring or uninspiring leaders are one of the top reasons people quit their jobs. People crave being seen, valued, and supported, regardless of age, level, or tenure. Restore engagement and retain top talent by fostering trust through honest and transparent communication. #LeadershipMatters #EmployeeEngagement ♬ original sound – GinnyLeads

“When people don’t feel appreciated or see ways to grow, their motivation disappears quickly,” says Zulfa. “They start to disengage before they decide to leave for good.” 

@robertleebarber When a top performer suddenly seems disengaged or quiet, it can signal that they are checked out mentally or emotionally. This shift often stems from factors like burnout, lack of recognition, or feeling undervalued. It’s crucial for leaders to recognize the signs early and address the underlying issues. Open communication, meaningful feedback, and a supportive environment can help re-engage these individuals, fostering both productivity and morale. A once-vibrant contributor can be revitalized with the right attention. Don’t wait until they’re gone to take action! #EmployeeEngagement #LeadershipMatters #TeamDynamics ♬ original sound – Robert Lee Barber

Signs you may be micro-quitting  

1. You used to contribute ideas in meetings, but now you’re silent, bored or distracted.  

2. Emails and team messages are kept short; without the friendly tone they once had.

3. Consistently logging off exactly on time, avoiding voluntary overtime.  

4. Passing up opportunities to take on new projects.  

5. Work that was once thorough is now just ‘good enough’.  

6. You opt out of casual office chats, team lunches or after-work drinks.  

7. You’re calling in sick more frequently, especially around high-stress deadlines. 

How managers can spot and respond  

@barbara.corcoran #QuietQuitting ♬ original sound – Barbara Corcoran

– Look at behaviour: Who is quieter? Who has stopped sharing ideas? Who is there but doesn’t really seem engaged?  

– Think about systems: “Rigid rules, unclear expectations and treating everyone the same can show employees that their needs don’t matter,” warns HR specialist Zulfa George.   

– Genuinely care about your employees: Ask them how they are really doing? What’s draining their energy? What would help them feel engaged again? 

Advice for employees

If reading Tammy’s story resonates with you, pause and reflect. Think about what’s causing it. Is it your workload, management or leadership, lack of growth opportunities or burnout? “Dealing with it early can prevent long term dissatisfaction,” says Zulfa.

When speaking to your manager, it is important to focus on solutions. Say things like, “I want to do my best work, and this is what I need to stay engaged…”  

Other methods include asking for clarity, setting boundaries, seeking development opportunities and reconnecting with your ‘why’ – your purpose and your passion. And if  re-engaging isn’t possible, “protecting your energy while planning your next steps is equally valid,” Zulfa adds.   

Words: Shanaaz Petersen 
Photography: Shutterstock 

Also read: How to spot a toxic work environment 

The post 7 Signs you may be micro-quitting   appeared first on TFG Media.

Charndré Kippie, Editor 

I think my office love language would have to be acts of service. I really value the way my team rallies together under pressure – stepping in to help manage heavy workloads and meet tight deadlines. I appreciate how we support one another during stressful times and the fact that we often use a bit of comedic relief to keep each other going makes it even more special. 

Claudia Da Silva, Editorial Assistant 

I’d say my workplace love language is teamwork and collaboration. I really value it when people connect over shared visions and passions, and when we work together toward common goals. And of course, a little treat now and then never hurts either! 

Hannah Forbes, Designer 

For me, my office love language is acts of service. I really appreciate it when someone offers to help with a task or simply makes sure not to add unnecessary challenges to my workload. A supportive, helpful team that works together makes all the difference – teamwork truly feels like the ultimate act of care at work. 

Aneeqah Emeran, Digital Editor 

My love language is situational – it changes based on the environment or circumstance. For instance, if I sense the mood is down, and a pick-me-up is needed, I’ll give a little treat or offer words of encouragement. People need to remember their talents and skills. I adore acts of teamwork because it’s something that fosters a sense of togetherness, trust and accomplishment and strengthens the team bond – this makes the next project that much easier to execute. 

Kauthar Adams, Copy Editor 

The way I show love at work would be to gift little treats. Small, unexpected gestures like a sweet treat is thoughtful and showsappreciation. 

Aneliswa Kunene, Editorial Assistant 

My love language is giving and receiving words of affirmation. I really like knowing when I’m doing a good job or my work is being recognised in some way because it makes me feel appreciated and valued. It also motivates me to keep doing my best and gives me confidence in what I’m contributing to the team.  

Photography: Freepik

The post Celebrating love at work: Our team’s office love languages appeared first on TFG Media.

We all know that a simple “thank you” goes a long way in making a colleague’s day, but what if we took it a step further and tailored our appreciation to each team member’s unique needs? It’s time to get personal with your work mates, but not too personal!  

In his book The Five Love Languages, Gary Chapman identified the different ways people express and receive love. Now, we’re not suggesting you start giving everyone hugs and kisses, but we are saying that being aware of these love languages can help you tailor your approach to meet the needs and preferences of your team members. Showing our appreciation in ways that resonate will boost morale, productivity and job satisfaction in the process.  

@careercontessa Do you understand your work love languages? How about your coworkers? If you want to improve your relationship with your coworkers, or your boss, it can help to consider how they would like to be shown appreciation. To figure out your coworkers “workplace love language” start by asking these three questions: ✅How does this person treat others? ✅What does this person complain about? ✅What does this person request most often? Then relate this to the workplace love languages: Words of Affirmation = Feedback + Mentorship Quality Time = Workplace Bonding Receiving Gifts = New Opportunities + Challenges Acts of Service = Support Physical Touch = Encouraging Touchpoints So, what are your workplace love languages? Let us know in the comments! #career #careeradvice #boss #coworkers #salary #manager #workplace #toxicworkplace ♬ original sound – CareerContessa

1 Words of affirmation 

People who speak this love language thrive on public recognition, genuine praise and constructive feedback.  

To use words of affirmation effectively, focus on the person’s specific actions or achievements, such as a great presentation or a project done well. Be direct and person-centered in your praise, avoiding generic compliments.  

Timeliness is also key, so try to offer your words of affirmation soon after the event or achievement. This can be done in person, via email, messaging or even a handwritten note – the format doesn’t matter as much as the sincerity and specificity behind the words.  

2 Acts of service  

People who speak this love language tend to appreciate mentorship and collaborative support.  

When colleagues lend a helping hand, offer guidance or take on tasks to ease someone’s workload, it speaks volumes to those who value acts of service.  

This support can be as simple as helping a team member meet a tight deadline, bringing a cup of coffee for them when they’re super busy, giving feedback on a project, or even running a meeting so they can take a break.  

These gestures demonstrate that their colleagues are invested in their success and well-being, making them thrive and deliver quality work. 

It has been shown that organisations that prioritise teamwork, mentorship and support create an environment where acts of service are valued and encouraged, leading to stronger relationships and a more cohesive team.  

3 Receiving gifts 

People who speak this love language appreciate thoughtful gestures, ‘symbolic’ rewards and professional development opportunities. 

 If you have a co-worker who likes giving little gifts, they most probably also like receiving them. These gifts can be thoughtful gestures, such as a personalised note or a small celebration. They can be tangible, like a book or a course, or opportunities for additional training and attending conferences or seminars. Or they can be intangible, like access to exclusive networking events or high-profile projects, or mentorship.  

According to Medium.com, acknowledging workers in meaningful ways taps into the motivational power of gifts and fosters loyalty and engagement.  

4 Quality time  

People who speak this love language respond to one-on-one conversations, undivided attention and team-building.  

For these individuals, spending quality time with both colleagues and leaders is essential for building trust, fostering collaboration and driving results.  

One-on-one check-ins provide an opportunity for meaningful conversations, goal setting and feedback, helping to create a sense of connection and understanding. In meetings, giving someone your undivided attention shows you value their input and ideas.  

Team-building activities, office social events and volunteering opportunities can also help to strengthen bonds and promote a sense of camaraderie. Research shows that spending meaningful time with colleagues boosts employee engagement, fosters a sense of community and drives better outcomes.  

5 Physical touch  

People who speak this love language want a workplace that prioritises well-being, ergonomics (good seating) and comfort.  

While this may seem like a tricky love language to apply in a professional setting, it’s actually more about creating a comfortable and safe work environment.  

According to Simplypsychology.com, incorporating this love language in the workplace can also be as simple as offering a handshake during greetings or a hug goodbye, or a high-five to celebrate a colleague’s accomplishment. Other forms of touch, such as a gentle pat on the back, can also be welcome on a tough day.  

It’s crucial to prioritise consent and comfort. Before initiating physical touch, check in with your colleague – “Can I give you a hug?” – to ensure they’re comfortable with it Be mindful of body language and withdraw if you notice any signs of unease or discomfort. 

Workplace tips  

• Ask team members how they prefer to receive feedback and recognition. Offer choices.  

• Observe how they respond to different types of recognition to understand what motivates them.  

• Be genuine in your recognition and appreciation to build trust and credibility.  

• Timely recognition boosts morale and motivation.  

• Make it personal to show you’ve taken the time to think about each team member.  

Words: Emma Mbuthuma
Photography: Pexels

Also read: Tips for fuel career ambitions 

The post How to adapt the 5 love languages in the workplace appeared first on TFG Media.

Around the globe, conversations about wealth are constantly shifting. Wealth is no longer only about being able to live a lavish lifestyle; there is an increased emphasis on building and maintaining generational wealth. This is arguably even more important in the South African context.  

According to a Moneyweb article, we’re on the brink of the largest inter-generational wealth transfer in history. And with that comes both opportunity and risk. 

“The majority of wealth is now in the hands of individuals over 65 years old. In the next decade or two, we’re going to see a major shift,” says Michael Rossouw, senior investment consultant at 10X Investments. 

 This highlights that wealth is no longer just about how much money you leave behind. It’s also about how you pass it on. Beyond the assets and investments, wealth transfer needs to be intentional: empowering the next generation with the knowledge, skills and values to sustain and grow that legacy. 

According to the 2025 Sanlam Legacy Wills survey, 66% of South Africans don’t have a will, meaning that much of their hard-earned wealth risks being mismanaged or caught in legal limbo. At the same time, the wealthiest 10% of households control over 75% of household wealth, highlighting how critical strategic and informed planning has become. 

“Successful wealth transfer isn’t only about handing over assets. It’s about leaving behind the lessons, principles and legacy that shaped that wealth in the first place,” according to an article in GQ South Africa.  

 

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Why intention matters  

When it comes to wealth, having a plan isn’t just smart — it’s essential. For older generations, formalising estate plans through wills, trusts and powers of attorney ensures that wishes are honoured and potential disputes avoided. Starting early also allows flexibility to adapt as family dynamics or financial goals evolve.  

Yet many families still shy away from money talk, and this silence can be costly. “The best thing you can do for your family is to be transparent. Share expectations openly. It builds trust and avoids misunderstandings,” says Michael. 

Intentional wealth transfer is about preventing entitlement and promoting purpose. It’s about showing heirs not just what they’re inheriting, but why — and preparing them to steward that wealth responsibly.   

Smart structuring, smarter legacy 

Different investment vehicles each offer unique advantages, but you should be aware of what happens to these investments when they are part of a will.  

Discretionary investments like unit trusts and shares are often taxed within the estate. Endowments, on the other hand, allow beneficiaries to access funds more smoothly and avoid executor’s fees, “making them a strategic estate tool”, adds Michael. 

Retirement products also play a role. Knowing how annuities, pensions and preservation funds transfer — and their tax implications — can make a significant difference.  

All in all, passing down wealth with intention means building something greater than individual success. It’s about nurturing a family culture of learning, purpose and shared vision. The strongest legacies are not built in one lifetime. They are built across generations with shared purpose and vision. 

Knowledge is the real inheritance

While legal paperwork protects assets, it’s knowledge that truly protects legacies. Teaching the next generation how wealth was earned, what sacrifices it took and the principles behind it equips them to sustain it.  

“It’s not just about the money — it’s passing on knowledge, networks and wisdom,” says investment expert Michael Rossouw. 

 It is also important to note that money doesn’t operate in isolation. Economic trends, inflation, interest rates and political shifts all influence how wealth grows or shrinks. Knowing how to interpret these forces helps investors make smarter decisions. Being informed and adaptable is what separates those who merely inherit wealth from those who grow it.  

Simon Brown, a market commentator, trader and investor, echoes these sentiments. “Your heirs can’t make smart choices if they don’t know what you’ve set up. It’s about more than just having a will — it’s about making sure your heirs understand the plan.” 

Words: Mecayla Maseka
Photography: Shutterstock

The post How to pass down money & knowledge with intention  appeared first on TFG Media.

Shopping has never been just about buying — it’s about living smarter, expressing yourself and making choices that add value to your everyday life. With the Samsung Shop App^*, you get so much more than a shopping platform.

It’s a lifestyle enabler, putting the power of choice, convenience and control in your hands. Whether you’re a student, a business professional, a home design enthusiast or simply someone who wants to get the most out of their Samsung devices – the app is your one-stop shop for everything you need.

From personalised recommendations and exclusive offers to flexible payment options and online support – the Samsung Shop App helps you unlock the full potential of your Samsung ecosystem. Let’s explore how it fits into every lifestyle and some of the products you can get on the shop app:

For a business: Smarter tools, smoother workflow

Running a business means that efficiency is everything. The Samsung Shop App gives professionals access to powerful tools designed to keep work flowing seamlessly.

• Galaxy Z Fold7 – Multi-tasking made effortless with its large foldable screen for presentations, email and productivity on the go.
• Samsung Monitors – Elevate your workspace with ultra-wide displays.

With the app, you can browse, compare and invest in the tools that keep your business ahead, at your convenience.

For students: Learning without limits

Students need speed, portability and reliability – and the shop app puts these essentials within reach.

• Galaxy Tab S9 – Perfect for note-taking, research and online lectures.
• Galaxy Buds3 FE – Crisp sound for study sessions, with noise cancellation to help you focus.
• Galaxy A Series smartphones – Budget-friendly devices that balance performance with value.

Add to this exclusive app-only discounts and studying smarter becomes easier than ever.

Home design: Style meets function

Your home should reflect your lifestyle and the Samsung Shop App makes it easier to bring design dreams to life.

• Bespoke Refrigerator – Personalise your kitchen with modular design and colour options.
• The Frame TV – A screen when it’s on, art when it’s off – perfect for blending technology with décor.
• AI-powered Washing Machines – Smart, sleek appliances that allow you to wash more intelligently.

With just a few taps, you can transform your home into a space that is both functional and beautiful.

Tech enthusiasts: Always ahead of the curve

If you love being first with the latest innovation, the Samsung Shop App keeps you connected to the next big thing.

• Galaxy Z Flip7 – Cutting-edge design meets powerful performance in your pocket.
• Galaxy Watch Ultra – A next-gen wearable that pushes boundaries in connectivity and performance.
• Neo QLED 8K TVs – Redefining immersive entertainment at home.

Stay in the loop with exclusive launches, early access and promotions, all through the app.

Health & wellness: Everyday balance made easy

Wellness is a lifestyle and Samsung makes it easy to track, measure and improve with smart devices available through the shop app.

• Galaxy Watch 8 – Like your personal fitness coach on your wrist, from heart-rate monitoring to sleep tracking.
• Samsung SmartThings – Create a connected home that supports healthy living, from air purifiers to automated lighting.
• Galaxy Buds3 – Perfect for workouts, meditation or unwinding with music.

Empower your wellness journey with devices that work as hard as you do.

 Payment options to fit any budget

Great tech should be accessible. With the Samsung Shop App, you can choose the payment plan that suits your lifestyle.

• Flexible monthly instalments with zero interest.
• Instant trade-in offers to get more value from your old devices.
• Exclusive app-only savings beyond the standard 10% welcome discount.

Whether you’re a student saving or a family upgrading, the app puts affordability within reach.

Online shop support: Help when you need it

Shopping online can sometimes feel overwhelming, but with the Samsung Shop App, you’re never alone.

• Live Chat – Get instant support for product queries.
• Product Comparisons and Reviews – Make informed decisions backed by real insights.
• Order Tracking and Easy Returns – Stay in control every step of the way.

The app doesn’t just connect you to products, it connects you to the support you deserve.

Why download the Samsung Shop App?

The Samsung Shop App is more than just a place to shop – it’s about living with empowered choices. It’s about having the world of Samsung in your pocket: the latest innovations, exclusive deals, flexible payments and seamless support – all designed to enrich your lifestyle.

Already downloaded and used your 10% welcome discount? Come back for more. The app continues to reward you with Pay Day sale offers and exclusive benefits designed for loyal Samsung users. Your lifestyle is unique – and so is the way you shop. With the Samsung Shop App, you’re always in control.

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