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Balanced Life Benefits

SUBSCRIBER BENEFITS

Discounted Doctor’s Hotline – 30% off all consultations within our network
Now you can slash your medical bills by up to 30%. As a Balanced Life subscriber, you and your immediate family have access to the Discounted Doctors Line to help you locate a doctor in your area and offer you up to a 30% discount on consultations and procedures (discounts will vary on dentists and optometrists). Call 0860 282 896, quote your TFG (The Foschini Group) account number and an agent will book an appointment for you. Or dial *130*3272*02# and we’ll call you back.

Medical Advice Line
As a Balanced Life subscriber, you have access to the Medical Advice Line where medical professionals will assist you with all your health-related queries. Simply call 0861 337 377 or dial *130*3272*02# and an agent will call you back.

Household Emergency Assistance

When things go wrong with your home and emergency assistance is required, it’s good to know help is on hand with the new Balanced Life Home Assistance service. This service provides 24/7 assistance on home-repair requirements, including electrical, plumbing, glazier and locksmith services. For non-emergencies, such as repairs to household appliances, garden, gate motors and intercoms, simply call us and we will obtain quotes and make arrangements on your behalf.

The Home Emergency Assistance service is here to:

  1. Prevent damage or further damage to your home
  2. Make your home secure
  3. Relieve unreasonable discomfort, risk or difficulty to you. This service provides you with 24/7 assistance on home-repair requirements including electrical, plumbing, glazier and locksmiths services. For non-emergencies (e.g. repairs to your household appliances, garden, gate motors and Intercoms) this service will still obtain quotes for you and make arrangements on your behalf for the call-out. Benefit summary:
  4. Service providers are dispatched in the event of electrical, plumbing, glazier and locksmith emergency problems experienced at the member’s permanent home address
  5. The service not only covers the call out fee and first hour’s labour of the service provider appointed, but also includes material and additional labour when required up to R1 000 per incident, including the call-out fee and the first hour’s labour (but excluding the cost of material and additional labour).
  6. Other home services such as appliances, garden services, gate motor problems etc. are managed on a member-to-pay basis, meaning that the case manager will obtain quotes from more than one service provider available and make arrangements in terms of the call-out or appointment on behalf of the member.
  7. The service is supported by a national accredited panel of specialised service providers whose workmanship is guaranteed. To speak to an advisor or to book a service provider, call the hotline on 0861 337 377.

BALANCED LIFE BENEFITS TERMS AND CONDITIONS

Medical Advice Line
• The member needs to be a valid member.
• Unlimited incidents
•  To make use of the benefit the member needs to have their account number on hand to quote.

Home Emergency Assistance

Inclusions

Electrical repairs include:

  1. Distribution boards, circuits, main cables
  2. Earth leakage relays
  3. Geyser connections, thermostats and elements
  4. Plug points causing power failures
  5. General house wiring
  6. Light fittings or switches causing power failures
  7. Lightning strikes on wiring
  8. Burnt connections
  9. Connections to all electrical motors e.g. electric gate motor
  10. Municipal connections inside of the property

Plumbing repairs include:

  1. Visible burst water connections and pipes
  2. Municipal connections inside the property
  3. Blocked drains, toilets, baths and sinks
  4. Geyser overflow valves (lacto and pressure release) Locksmith repairs include: Keys broken o or lost for the main entrance or exit to a house.

 

Exclusions: 

Electrical repairs exclude:

  1. Electric gates and doors
  2. Jacuzzi, swimming pool or borehole pumps
  3. Air conditioners and commercial refrigeration
  4. Repairs not complying with regulated specifications such as SABS and others
  5. Geyser solar panels

 

Plumbing repairs exclude:

  1. Jacuzzis, swimming pools or boreholes
  2. Leak detection inspection
  3. Repairs not complying with regulated specifications such as SABS or others

 

Locksmith repairs exclude:

    1. Burglary incidents
    2. Outbuildings
    3. Padlocks
    4. Safes

 

General Terms and Conditions

  • Cases whereby the dedicated contact centre did not assess the merits of the case, nor appointed a service provider on behalf of the member, will not be considered as a valid incident after the fact and the member will not qualify for the free benefit;
  • Emergency repairs outside of the domestic dwelling are not included i.e. on the premises, public buildings or outbuildings not attached to the main building, etc.
  • A repair incident is considered per service category, e.g. if an electrician is called out to repair a fault on the distribution board, as well as an electrical connection, this is treated as one call out;
  • The benefit period is one calendar year, and the benefit does not accumulate, but is a maximum amount per incident;
  • Service guarantees vary and will be stated on the service provider’s invoice.

Discounted Doctors Network

No limits to the number of consultations • The member needs to contact Europ Assistance contact centre to find the nearest doctor in their area. The Europ Assistance call centre will make an appointment on behalf of the member with the doctor and the call centre will provide the member and the doctor with the same unique reference number. • The member has to pay cash for the consultation. • The member must produce positive identification. • Many doctors, particularly in rural areas provide acute medication as part of their service and the preferential pricing will apply to both the consultation and medicine dispensed

Dentistry
No limits to the number of consultations • The member needs to contact Europ Assistance contact centre to find the nearest Dentist in their area. The Europ Assistance call centre will make an appointment on behalf of the member with the Dentist. The call centre will provide the member and the Dentist with the same unique reference number • Dentists charge the contracted reduced fee which may vary from Dentist to Dentist • The member has to pay cash for the consultation upon arrival

Optometry
No limits to the number of consultations • The member has to pay cash for the consultation upon arrival • Optometrists charge the contracted reduced fee which may vary from optometrist to optometrist • Bookings are made via the Europ Assistance call centre, the best option, i.e. the nearest and most affordable solution is sourced for the patient. The call centre will provide the member and the optometrist with the same unique reference number.